Bike Insurance Solutions
Comprehensive two-wheeler protection with third-party coverage, own damage insurance, zero depreciation cover, and cashless claim settlements. Ride with confidence and complete peace of mind.
Why Choose Bike Insurance?
Bike insurance provides essential financial protection for your two-wheeler against accidents, theft, natural disasters, and third-party liabilities. It's legally mandatory and financially prudent for every bike owner.
- Legal compliance with Motor Vehicle Act requirements
- Financial protection against accidents and theft
- Third-party liability coverage for damages
- Cashless repair facilities at network garages
- Personal accident cover for rider protection
- 24/7 roadside assistance and support
- No-claim bonus for claim-free years
- Affordable premiums starting from ₹999
Complete Bike Insurance Guide
Understanding different types of bike insurance helps you make informed decisions. Choose the right coverage based on your bike's age, value, and your riding habits.
Third-Party Insurance
Mandatory coverage for damages to third-party property, injury, or death. Legal requirement under Motor Vehicle Act.
Comprehensive Insurance
Complete protection including own damage, third-party liability, theft, and natural calamities coverage.
Zero Depreciation
Get full claim amount without depreciation deduction on bike parts and accessories.
Personal Accident
Coverage for rider's accidental death or permanent disability up to ₹2 lakhs.
Comprehensive Coverage Details
Our comprehensive bike insurance covers a wide range of scenarios to ensure complete protection for your two-wheeler and peace of mind while riding.
| Coverage Type | Third-Party | Comprehensive | Zero Depreciation |
|---|---|---|---|
| Third-Party Liability | ✓ Covered | ✓ Covered | ✓ Covered |
| Own Damage | ✗ Not Covered | ✓ Covered | ✓ Covered |
| Theft Protection | ✗ Not Covered | ✓ Covered | ✓ Covered |
| Natural Calamities | ✗ Not Covered | ✓ Covered | ✓ Covered |
| Depreciation Waiver | N/A | ✗ Not Included | ✓ Included |
Which Insurance is Best for Your Bike?
Choosing the right bike insurance depends on your bike's age, value, usage, and personal preferences. Here's how to select the best coverage for your needs.
- New bikes (0-3 years): Comprehensive with zero depreciation
- Mid-age bikes (3-7 years): Comprehensive insurance coverage
- Old bikes (7+ years): Third-party with personal accident cover
- High-end bikes: Comprehensive with engine protection add-on
- Commercial use: Commercial vehicle insurance policy
- Occasional riders: Pay-as-you-drive insurance options
- Daily commuters: Comprehensive with roadside assistance
- Long-distance riders: Enhanced personal accident coverage
Additional Benefits & Add-ons
Enhance your bike insurance with valuable add-ons for comprehensive protection and added convenience.
Roadside Assistance
24/7 emergency services including towing, battery jump-start, and fuel delivery.
Engine Protection
Coverage for engine damage due to water ingression or oil leakage.
Key Replacement
Coverage for lost or damaged bike keys including lock replacement costs.
Accessories Cover
Protection for additional accessories and modifications on your bike.
Get Your Bike Insured Today
Protect your two-wheeler with comprehensive insurance coverage. Compare plans, get instant quotes, and choose the best policy for your bike with expert guidance.
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