Personal Loan | Credorra
Personal Loan

Money When You
Need It Most

No collateral. No hidden charges. Quick approval. Get a personal loan up to ₹50 Lakhs disbursed directly to your bank account within 24 hours.

Why Choose Us

A Loan That Works for You

24-Hour Disbursal

Apply today, money in your bank by tomorrow. Minimal documentation, fastest processing.

No Collateral Needed

Unsecured loan — no property, no gold, no guarantee. Your income is your security.

Transparent Terms

No hidden charges, no processing fee surprises. What you see is exactly what you pay.

Flexible Repayment

Choose tenure from 12 to 60 months. Pick an EMI that fits your monthly budget comfortably.

100% Online

Apply from your phone. Track status, upload documents, sign digitally — no branch visit needed.

Minimal Documentation

PAN, Aadhaar, salary slip, bank statement — that's it. No lengthy paperwork, no manual forms.

Use It For

Use It for Anything

No restrictions on end use. Spend it on whatever you need — we don't ask, we don't monitor.

Home Renovation
Medical Emergency
Education
Vehicle Purchase
Travel
Wedding
Debt Consolidation
Business Need
Eligibility

Am I Eligible?

Most salaried and self-employed people qualify. Check the basics below — if these match, you're likely approved within minutes.

Indian citizen, aged 21 to 60 years
Salaried with ₹20,000+ monthly income
Self-employed with ₹3,00,000+ yearly income
Work experience of at least 1 year
CIBIL score of 700 or above
Active bank account with salary credits
Check Now — It's Free
Don't Worry About Your CIBIL Score

Even if your CIBIL is slightly below 700, we may still find you a loan. We work with 20+ banks and NBFCs — each has different criteria. One rejection doesn't mean all rejection. Apply once, we match you with the right lender.

Who All Can Apply?
Salaried Employees Self-Employed Freelancers Doctors CA / Lawyers Shop Owners Proprietors Pvt Ltd / LLP
Process

How It Works

1
Apply Online

Fill a short form — name, income, loan amount needed. Takes 2 minutes.

2
Upload Documents

PAN, Aadhaar, salary slip, bank statement. Upload photos or PDFs from your phone.

3
Get Approved

We match you with the best lender. Approval decision within hours, not days.

4
Money in Bank

Sign digitally. Loan disbursed directly to your bank account within 24 hours.

Why Us

Why Get Your Loan Through Us?

We don't lend directly — we match you with the right lender from 20+ banks and NBFCs. This means better rates, faster approval, and zero bias.

20+ Lenders, One Application

You fill one form. We show you offers from HDFC, SBI, ICICI, Axis, Bajaj, Tata Capital, and 15+ more. Pick the best.

Lowest Interest Rate

We compare rates across all lenders and get you the lowest possible — starting from 10.49% p.a.

No Charges From Us

Our service is completely free for you. We earn from the lender, not from you. No hidden fees, no charges at any stage.

Dedicated Support

One person assigned to your case. Available on call and WhatsApp from application to disbursal. No runaround.

We Work For You, Not The Bank

When you go to a bank directly, they show you their products. When you come to us, we show you everyone's products and help you pick the best one. We negotiate on your behalf — for lower rates, lower processing fee, and faster processing. Your interest is our only interest.

Did you know? The same person can get different interest rates from different lenders — sometimes a 2-3% difference. On a ₹10 Lakh loan over 4 years, that's ₹40,000-₹60,000 saved. We make sure you get the lowest one.
FAQ

Quick Questions

How much loan can I get?

Depends on your income and existing obligations. Salaried people usually get 10-25 times their monthly income. Self-employed get based on business income. We'll tell you your exact eligible amount within minutes of applying.

What's the interest rate?

Starting from 10.49% p.a. — varies by lender, your income, CIBIL score, and employer profile. We show you all available rates and you pick the lowest one.

How long does it take?

Application: 2 minutes. Approval: 2-4 hours. Disbursal: within 24 hours of approval. Sometimes same-day if all documents are in order and lender processes fast.

Do I need to visit any branch?

No. Entire process is online — apply, upload documents, sign digitally, get money in bank. In rare cases, the lender may ask for a physical verification, but that happens at your doorstep, not at a branch.

Can I prepay my loan?

Yes. Most lenders allow prepayment after 6-12 EMIs. Some charge a small fee (2-5% of prepaid amount), others allow it free. We'll tell you the prepayment terms before you choose a lender.

What if my CIBIL is low?

We work with lenders who accept CIBIL scores from 650+. Even if a few banks reject, others may approve. Apply once — if you're eligible with any of our 20+ lenders, we'll find it for you.

Is there any processing fee?

Lenders charge a processing fee (usually 1-3% of loan amount). We don't charge anything. The fee is deducted from the loan amount before disbursal — you don't pay it separately.

Can I apply if I'm self-employed?

Yes. Salaried, self-employed, freelancers, doctors, CAs, shop owners — all can apply. For self-employed, we need ITR, business bank statement, and business proof instead of salary slip.

Need Money?
Let's Talk.

No obligation, no pressure. Tell us how much you need — we'll show you the best options from 20+ lenders in minutes.

Apply Free
Disclaimer & T&C: Every price, interest rate, projected return, fee or charge shown on this website is only illustrative. All figures may be revised, withdrawn or replaced at any time without prior notice and do not constitute a binding offer. The only terms that will apply are those expressly set out in the final, duly executed agreement. Disclaimer & T&C: Every price, interest rate, projected return, fee or charge shown on this website is only illustrative. All figures may be revised, withdrawn or replaced at any time without prior notice and do not constitute a binding offer. The only terms that will apply are those expressly set out in the final, duly executed agreement.