Drive Your Dream Car.
Pay Easy EMIs.
New or used — get up to 100% on-road price with lowest interest rates. Quick approval, doorstep documentation, and flexible repayment up to 7 years.
New Car vs Used Car Loan
New Car Loan
Higher loan amount because the car's value is higher. Lower interest rates compared to used cars. Longer repayment tenure. Best if you're buying your first car or upgrading to a new model.
Used Car Loan
Lower EMI because the car costs less. Faster approval with simpler documentation. Best if you're buying a second car, upgrading on budget, or first-time buyer looking for value deal.
Drive Away With the Best Deal
Lowest Interest Rates
We compare 20+ banks — SBI, HDFC, ICICI, Axis, Kotak, Bank of Baroda, and 14+ more. You get the lowest rate for your profile and car model.
Minimal Documents
PAN, Aadhaar, 3 months salary slips or 2 years ITR, 6 months bank statement, proforma invoice from dealer. That's basically it.
Quick Approval
Pre-approved within 2 hours. Final sanction in 24-48 hours. Disbursal the same day your car is ready at the dealer.
Doorstep Documentation
No branch visits for documents. Our executive visits your home or office to collect papers. You stay comfortable.
No Existing Loan Needed
Already have a running EMI? We can still get you a second car loan if your income supports it. No need to close existing one first.
Free Service
We charge nothing from you. Our fee is paid by the bank — zero charges, zero hidden costs, at any stage.
What Does the Loan Cover?
Ex-Showroom Price
Full on-road price
Registration & RTO
Road tax, RC charges
Insurance
p>Zero-dep, comprehensiveAccessories
Music system, mats, covers
Extended Warranty
p>Manufacturer extended planCustomization
Wraps, coating, mods
Am I Eligible?
Simple criteria — most salaried and self-employed people qualify. Your income decides the car you can afford.
No Car Selected Yet?
That's perfectly fine. You can get pre-approved based on your income first — this gives you a clear budget before visiting dealerships. When you walk into a showroom with a pre-approved letter, you negotiate from a position of strength. Salespeople take you more seriously and offer better discounts.
Who Can Apply?
How It Works
Choose Your Car
Finalize the model and dealer. Or tell us your budget — we'll suggest options within your range.
Get Loan Approval
We find the best rate from 20+ banks. Pre-approved letter in your hand within 2 hours.
Share Documents
Doorstep collection of salary slips, ITR, bank statement, proforma invoice from dealer. No branch visits.
Drive Home
Loan disbursed directly to the dealer. Car key in your hand. EMI starts next month.
Why Get Your Car Loan Through Us?
Same car, same income, same dealer — but different banks offer different rates. We find the lowest one so you save on every EMI.
20+ Banks, One Form
HDFC, SBI, ICICI, Axis, Kotak, Bank of Baroda, Canara, Union Bank and 13+ more — all compared in one go. You pick the best.
Negotiate with Dealer
Walk into the dealership with our pre-approved letter. You know exactly how much you can spend — no dealer can upsell you beyond that. Better negotiation power, better deal.
Dealer Tie-Ups
We work directly with dealer F&A teams. Faster processing because we coordinate documents between you, dealer, and bank — no back and forth.
Free for You, Always
Zero charges from our side — at application, processing, or closure. We earn from the bank. No hidden costs.
0.25% Rate Difference = ₹30,000+ Saved
On a ₹8 Lakh car loan for 5 years at 9.5% vs 9.25%, the difference looks small — but you save ₹5,000-₹8,000 per month, which is ₹60,000-₹96,000 over the full loan. On a ₹15 Lakh loan, the savings cross ₹1 Lakh. We find that 0.25% for you.
Quick Questions
Banks give 75-100% of on-road price for new cars and 60-80% for used cars. The exact percentage depends on your income, existing EMIs, and car model. We'll calculate your exact eligible amount in minutes.
New car: starting from 8.5% p.a. Used car: starting from 9.5% p.a. Rate varies by bank, car model, and your credit profile. We show you all available rates and you pick the lowest.
Yes — some banks offer 100% funding. But the loan amount will be lower and rate may be slightly higher. Small down payment (5-10%) significantly improves your chances of approval and gets you a better rate.
Almost all major brands — Maruti Suzuki, Hyundai, Tata, Honda, Toyota, Kia, MG, Mahindra, BMW, Mercedes — all funded by our partner banks. Off-brand or unlisted models may have limited options.
Yes — with bank permission. You must intimate the bank, get an NOC (No Objection Certificate), repay the loan, update RC, and then sell. You cannot sell without informing the bank.
Yes. After 12 EMIs, most banks allow prepayment. Some charge 2-4% on prepaid amount, others allow it free on floating rate loans. We'll tell you the prepayment terms before you choose.
We can still get you a second car loan if your income supports both EMIs. We'll structure the loan so both EMIs together stay within 50-55% of your income — no financial stress.
Yes — mandatory. Comprehensive insurance is required for car loans. Zero-depreciation or zero-dep plans are popular because they reduce your EMI slightly. We arrange insurance along with the loan.
Technically yes — some NBFCs approve without CIBIL check. But the rate will be 2-3% higher. For best rates, a CIBIL score of 700+ is strongly recommended. We check your CIBIL first and suggest the best path.
Pre-approval: 2 hours. Final sanction: 24-48 hours. Disbursal: same day the car is ready at the dealer. Total: 2-3 working days from application to key handover.
Stop Dreaming About That Car.
Start Driving It.
Lowest rate across 20+ banks. New and used — both covered. Pre-approved in 2 hours. Zero charges from us — always.