Invest in Education.
Not in Debt.
Study in India or abroad — tuition, hostel, books, travel, everything covered. Pay nothing during your course. EMI starts only after you start earning.
A Loan That Grows With You
No EMI During Course
Moratorium period covers your entire course duration plus 6-12 months after. Pay nothing while you study.
Up to ₹1.5 Crores
For studies in India and abroad. Covers tuition, accommodation, books, laptop, travel — everything.
Low Interest Rates
Starting from 8.5% p.a. — among the cheapest loans available. Government subsidy available for eligible students.
No Collateral Up to ₹10L
For loans up to ₹7.5-10 Lakhs, no security needed. Higher amounts may need collateral — we'll guide you.
Up to 15 Years Repayment
Long tenure keeps your EMI low. Start repaying comfortably after you get a job — no pressure while studying.
India + Abroad
Engineering, MBA, MBBS, MS, PhD — any course, any country. We work with banks that fund them all.
Everything Your Education Actually Needs
Tuition Fees
College, university
Hostel / PG
Accommodation costs
Books & Equipment
Library, lab, laptop
Travel
Flight, visa, insurance
Exam & Misc
Entrance, deposit fees
Project Work
Thesis, research costs
Living Expenses
Food, transport daily
Refundable Deposit
Security, caution money
Am I Eligible?
The student or parent can apply. If these basics match, approval is fast — sometimes within 48 hours.
Who Is the Borrower?
The student is the borrower. But since students usually don't have income, a parent or guardian must be a co-applicant. The co-applicant's income determines the loan amount. After the student starts earning, they can take over the repayment.
Courses We Cover
How It Works
Apply Online
Share course, college, and co-applicant income details. Takes 3 minutes.
We Find Best Offer
Compare 20+ banks — interest rate, moratorium, processing fee — show you the best.
Documents & Verification
Upload admission letter, marksheet, income proof. We coordinate with the bank.
Money Sent to College
Loan disbursed directly to the institution in installments as per fee structure.
Why Get Your Education Loan Through Us?
Education loan is once in a lifetime. The terms you get today stay with you for 10-15 years. We make sure you get the best ones.
20+ Banks, One Form
SBI, Bank of Baroda, HDFC Credila, ICICI, Axis, Vidyalakshmi, Auxilo, Prodigy and 13+ more — all compared in one go.
Government Subsidy Check
We check if you qualify for Central Government interest subsidy (interest rebate up to ₹2 Lakhs for economically weaker sections) and help you apply.
India + Abroad Specialists
Different banks have different policies for India vs abroad. We know which bank funds which country and course — no rejections due to wrong bank selection.
Completely Free for You
No charges from student or parent. We earn from the bank. Before admission, after admission, mid-course top-up — always free.
Don't Dip Into Savings
Your parents saved for years for your education. Don't let it all go into one year's fees. An education loan costs 8-10% interest — but your parents' savings might earn 6-7% elsewhere. Plus, education loan EMI starts only after you get a job. Preserve family savings, take a loan.
Quick Questions
After your course ends + 6-12 months moratorium. This is called the repayment holiday. During this time, interest accumulates but you don't pay anything. EMI starts only when you're expected to have a job.
EMI still starts as per schedule — the bank won't wait. But most banks allow EMI restructuring if you communicate early. The key is: don't disappear. Stay in touch with the bank and request a temporary reduction or extension.
For abroad studies — yes. Banks give in-principle approval based on your profile, and you submit the admission letter later. For India, most banks need the admission confirmed before final processing.
Directly to the college/institution — in installments as per the fee schedule. Living expenses portion can be credited to your or your parent's account.
Yes. Salaried or self-employed — both qualify as co-applicants. For self-employed, banks check ITR, business income, and bank statements instead of salary slips.
Student: 10th & 12th marksheet, admission letter, ID proof, passport (for abroad). Co-applicant: PAN, Aadhaar, 3 months salary slips or 2yr ITR, 6 months bank statement. We'll give you an exact list based on your case.
Yes. If you need more funds during the course — for a second year fee hike, exchange program, or living cost increase — we can arrange a top-up from the same or a different bank.
Under Central Scheme of Interest Subsidy, economically weaker students get full interest subsidy during the course period + 1 year (up to ₹10 Lakh loan). This means you pay 0% interest during studies. We check your eligibility and help you apply.
Don't Let Fees Stop
Your Dreams.
One application. 20+ banks. Lowest rate. No EMI during studies. Free service — always.